TSYS · Fiserv · Elavon

Payment technology built for how you actually run.

Credit card processing, modern POS systems and countertop or mobile terminals — deployed, integrated and supported by one team. Transparent interchange-plus rates, next-day funding, and support that answers.

Next-day

funding available

24/7

US-based support

500+

merchants served

Processing & platform partners

TSYS

Fiserv

First Data

Genius

Clover

Aldelo

NRS

Pecan

Solutions

Everything you need to take a

payment.

One partner for hardware, gateway, processing and service — instead of four vendors pointing at each other.

Credit card processing

Accept every card, tap, wallet and QR payment. Interchange-plus pricing with clear statements and no surprise fees.

Point-of-sale systems

Clover, Aldelo Express, Aldelo.com, Genius POS, Shift4, NRS and Bodega AI — configured for your menu, inventory and floor plan before it ships.

Countertop & mobile terminals

Compact terminals, wireless handhelds and pay-at-table devices for line-busting and curbside.

Online & virtual terminal

Hosted checkout, invoicing, recurring billing and phone-order entry through CardConnect-backed gateways.

Cash discount & surcharge

Compliant dual-pricing programs that can bring your effective processing cost close to zero.

Chargebacks & security

PCI compliance support, tokenization, EMV and end-to-end encryption with dispute assistance included.

hardware

Pick the platorm. We handle

the rest.

Clover

Station Duo, Mini, Flex & Go — full-service restaurant, retail and QSR.

Aldelo Express

Cloud POS built for full-service and pizza operations with online ordering.

Square

Full-service cloud POS for restaurants, bars, pizza and multi-location operators.

Genius POS

All-in-one restaurant and retail POS with online ordering, loyalty and kitchen displays.

Shift4 POS system

End-to-end payment and POS ecosystem for hospitality, retail and stadium venues.

NRS

Convenience, bodega and smoke-shop POS with scan data and ATM integration.

Bodega AI

AI-assisted checkout, inventory and loss prevention for convenience retail.

Dejavoo & PAX

Countertop and wireless EMV terminals for low-footprint setups.

Don't see your system?

We support most major platforms and can often reprogram what you already own.

Set-up

Installed and configured on site — menus, items, taxes and tips loaded before day one.

Training

Hands-on staff training so your team is confident from the first shift.

Support

Ongoing service, swaps and troubleshooting from the same people who installed it.

rates & Pricing

Transparent rates. No junk fees.

Send a recent statement and we'll break down exactly what you're paying today — interchange, assessments, and markup — line by line. If we can't beat it, we'll tell you.

  • Interchange-plus pricing available

  • No long-term contracts or early termination fees

  • Free statement analysis within 24 hours

  • Next-day funding on qualifying accounts

  • Cash discount programs to offset cost entirely

Typical statement review

Interchange

Pass-through, at cost

Assessments

Pass-through, at cost

Processor markup

Disclosed, fixed

Monthly / PCI fees

Flat and itemized

Hidden tiered buckets

None

Final pricing depends on card mix, ticket size and volume. Every quote is written and reviewed with you before you sign.

Support

A real person. Every time.

You get a dedicated account rep with a direct line — not a ticket queue. Terminal down on a Friday night is handled that night.

24/7 live support

Phone and text access to a human, including weekends and holidays.

Dedicated rep

The same person who set you up stays with your account.

On-site service

Local installs, swaps and hardware replacement in the tri-state area.

Fast onboarding

Most merchants approved and live within a few business days.

industries

Configured for your counter.

One partner for hardware, gateway, processing and service — instead of four vendors pointing at each other.

Restaurants & QSR

Tips, tabs, pay-at-table, online ordering and delivery integrations.

Retail

Inventory, barcode scanning, loyalty and multi-register setups.

Convenience & bodega

Scan data, age verification, EBT, lottery and ATM integration.

Salons & services

Appointments, invoicing, recurring billing and card-on-file.

E-commerce

Hosted checkout, tokenized card storage and fraud controls.

Multi-location groups

Consolidated reporting and standardized hardware across sites.

Switching

Changing processors is easier than you think.

Merchants

Built with operators, not for them.

“Our effective rate dropped almost a full point and the statement finally makes sense.”

— Owner, Family Diner — Queens, NY

"Switched our processing and rolled out new Clover stations. Staff was running it day one."

— Operator, 4-unit Quick-Serve — NJ

"The capital paid back through normal customer spend. No invoices, no withdrawals, no stress."

— Owner, Convenience Store — Brooklyn, NY

FAQ

Questions, answered.

What is an ISO, and who actually processes my payments?

BRAHM Payments is an independent sales organization. We place and service your account with major processors and platforms including Global Payments, TSYS, Fiserv/First Data and Elavon, then handle your setup, pricing and support directly.

Do I have to switch my POS?

No. You can often keep your current hardware — we can reprogram many terminals. If you want an upgrade, choose from Clover, Aldelo Express, Aldelo.com, Genius POS, Shift4, NRS, Bodega AI, Dejavoo and PAX.

How fast can I get approved and live?

Most merchants are approved within one to two business days and running within the same week, including installation and staff training.

Are there long-term contracts?

No long-term commitments or early termination fees on standard accounts. We keep the account by earning it.

Can I eliminate my processing fees?

In most states, yes — our compliant cash discount and surcharge programs can bring your effective cost close to zero while keeping card acceptance seamless.

How does funding work?

Next-day funding is available on qualifying accounts, with batch deposits and reporting visible in your merchant dashboard.